CONTROVERSIA

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Portrait of Fair Isaac

Portrait: Wikipedia en — See Wikipedia/Wikimedia source page · source

Credit scoring / analytics / decision management / fraude / logiciels

Fair Isaac

Fiche documentée couvrant 11 controverses, dont « Fondation de Fair, Isaac and Company » et « Premier système de credit scoring ».

Your opinion of this profile

Profile No. 5255 · Updated on 26 September 2026

11Documented controversies
8Sources
0Formal charge · all time
0Conviction

§ Legal statuses reflect the documented sources as of the date shown; they replace neither court decisions nor the presumption of innocence. Counts are not a rating. Methodology

I. Documented controversies

01

2020–2026

Actions collectives antitrust contre FICO et les trois bureaux de crédit

Status not specified

Not yet available in English — French original shown.

Des actions consolidées dans le Northern District of Illinois accusent FICO et les trois bureaux de violations antitrust liées à la distribution des FICO Scores.

Sources · 1

  1. [1]
    U.S. Securities and Exchange CommissionFICO Form 10-Q for quarter ended June 30, 2026Very high reliability

Last verified: 21 September 2026

02

2025–2026

FHFA ouvre progressivement le marché hypothécaire à VantageScore 4.0

Status not specified

Not yet available in English — French original shown.

La FHFA autorise progressivement VantageScore 4.0 en alternative au Classic FICO pour des prêts vendus aux GSE, tandis que FICO 10T est prévu pour une adoption ultérieure.

Sources · 1

  1. [1]
    Federal Housing Finance AgencyCredit ScoresVery high reliability

Last verified: 21 September 2026

03

9 septembre 2026

VantageScore 4.0 devient disponible à tous les prêteurs approuvés des GSE

Status not specified

Not yet available in English — French original shown.

Fannie Mae et Freddie Mac étendent l'usage de VantageScore 4.0 à tous leurs prêteurs approuvés, tandis que Classic FICO demeure autorisé et FICO 10T n'est pas encore éligible.

Legal status — source text
implemented

Sources · 1

  1. [1]
    Federal Housing Finance AgencyCredit ScoresVery high reliability

Last verified: 21 September 2026

04

1er octobre 2025

Lancement du Mortgage Direct License Program

No legal proceedings

Not yet available in English — French original shown.

FICO lance un modèle permettant à des revendeurs tri-merge de calculer et distribuer directement les FICO Scores sans passer par les trois bureaux, avec deux modèles de prix.

Legal status — source text
Not applicable

Sources · 1

  1. [1]
    FICOFICO Launches Cost-Cutting Direct License Program for Mortgage LendingHigh reliability

Last verified: 21 September 2026

05

2023–2024

Hausse et standardisation des frais de score hypothécaire critiquées publiquement

No legal proceedings

Not yet available in English — French original shown.

Le CFPB critique publiquement une forte hausse du coût des scores hypothécaires après un changement de tarification de FICO et décrit les frais appliqués via les agences de crédit.

Legal status — source text
Not applicable

Sources · 1

  1. [1]
    Consumer Financial Protection BureauPrepared Remarks of CFPB Director Rohit Chopra at the Mortgage Bankers AssociationVery high reliability

Last verified: 21 September 2026

06

5 août 2002

Fusion avec HNC Software

Status not specified

Not yet available in English — French original shown.

Fair Isaac finalise sa fusion avec HNC Software, intégrant des technologies d'analytics, fraude et decision management.

Legal status — source text
completed

Sources · 1

  1. [1]
    FICOFair, Isaac Completes Merger with HNC SoftwareHigh reliability

Last verified: 21 September 2026

07

2001

Lancement de myFICO pour l'accès direct des consommateurs

No legal proceedings

Not yet available in English — French original shown.

FICO lance myFICO.com pour permettre aux consommateurs d'accéder à leurs scores et à des informations de crédit.

Legal status — source text
Not applicable

Sources · 1

  1. [1]
    FICOFair Isaac 2006 Annual Report - Key MilestonesVery high reliability

Last verified: 21 September 2026

08

1989–1991

Déploiement généralisé du score de bureau FICO

No legal proceedings

Not yet available in English — French original shown.

Le FICO Score est introduit aux États-Unis à la fin des années 1980 et devient disponible auprès des trois grands bureaux de crédit au début des années 1990.

Legal status — source text
Not applicable

Sources · 2

  1. [1]
    U.S. Securities and Exchange CommissionFICO Form 10-K for fiscal year ended September 30, 2025Very high reliability
  2. [2]
    FICOFair Isaac 2006 Annual Report - Key MilestonesVery high reliability

Last verified: 21 September 2026

09

juillet 1987

Introduction en bourse

Status not specified

Not yet available in English — French original shown.

FICO réalise son IPO en juillet 1987 à 9,50 dollars par action, d'abord au Nasdaq avant le NYSE en 1996.

Legal status — source text
completed

Sources · 1

  1. [1]
    FICOCorporate informationHigh reliability

Last verified: 21 September 2026

10

1958

Premier système de credit scoring

No legal proceedings

Not yet available in English — French original shown.

Fair Isaac développe en 1958 son premier système de credit scoring pour American Investment.

Legal status — source text
Not applicable

Sources · 1

  1. [1]
    FICOFair Isaac 2006 Annual Report - Key MilestonesVery high reliability

Last verified: 21 September 2026

11

1956

Fondation de Fair, Isaac and Company

No legal proceedings

Not yet available in English — French original shown.

Bill Fair et Earl Isaac fondent Fair, Isaac and Company autour de l'utilisation analytique des données pour améliorer les décisions.

Legal status — source text
Not applicable

Sources · 2

  1. [1]
    FICOCorporate informationHigh reliability
  2. [2]
    FICOFair Isaac 2006 Annual Report - Key MilestonesVery high reliability

Last verified: 21 September 2026

II. Constellation of documented links

Each link refers to an imported relation or to a documented mention in a profile. A documented mention does not, on its own, prove a personal relationship.

List of documented links
  1. Evolution2 references
    • Mentioned in “FHFA ouvre progressivement le marché hypothécaire à VantageScore 4.0” — Fair Isaac's profile cites Evolution.
    • Mentioned in “VantageScore 4.0 devient disponible à tous les prêteurs approuvés des GSE” — Fair Isaac's profile cites Evolution.

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